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Use your health insurance plan to get 80% back on most prescriptions. No forms required. Student ID Card required.

SLC Full-Time Student Sickness and Accident Insurance Plan

Brochures are available at Student Services in Brockville and Cornwall, the Kingston Campus Health Centre, the Kingston Student Association Office, and online: click here to download Your Student Insurance Plan Booklet (pdf)

Policy # 97200, Group # 513983 September to August

Payment for all of these plans, except Family Opt-ins, is included in the full-time tuition.

Opting Out

SLC full-time students can opt out of the Sickness and Accident Insurance coverage from September 1 to September 30 at 4:00pm.This process can only be done online. Go to www.wespeakstudent.com and choose St. Lawrence College to complete the process.

Opt-out dates are as follows and are strictly adhered to:

  • For Fall students: September 1 to 30 by 4:00pm
  • For new Winter students only: January 1 to 31 by 4:00pm **For 2018 only, the opt-out period for winter semester has been extended until 4:00pm on February 15, 2018.**
  • For new Summer students only – May 1 to 31 by 4:00pm

The opt-out form is found online at www.wespeakstudent.com only during the above dates.

Health Plan: Claimsecure (RX Plus) Prescription Drugs

The Claimsecure (RX Plus) System of pay-direct drug plans is honoured by any participating pharmacy displaying the distinctive RX Plus sign. To fill a prescription, you present your student identification card to the pharmacist and pay the required 20% per prescription plus any portion of the dispensing fee that is greater than $9.00. If you cannot locate an RX Plus participating pharmacy, it will be necessary for you to pay the entire amount due, keep receipts, and submit a manual claim. The claim forms can be found same place as the brochures mentioned above. The claim forms with attached receipts would then be sent to Claimsecure (address is on the form). Claimsecure will promptly return the allowable portion of your claim directly to you. Starting September 1, 2012, all vaccines are included in the Health Plan.

Health Plan: Family Opt-in

Family Opt-in Plan is available upon request. Students who are on the Health Insurance Plan may obtain coverage for their spouse and/or dependent children for health coverage only. Note that dental and vision coverage is not available for family opt-in. To enroll, you must complete the Family Opt-in form and pay the appropriate amount indicated on the form by certified cheque or Visa; the completed form and payment must be forwarded to ACL Student Benefits by the deadline listed below. 

Opt-in dates are as follows and are strictly adhered to:

  • For Fall students: September 1 to 30 by 4:00pm
  • For new Winter students only: January 1 to 31 by 4:00pm
  • For new Summer students only – May 1 to 31 by 4:00pm
Click here to download the Family Opt-in form (pdf). Family Opt-in forms can also be picked up at Student Services in Brockville and Cornwall, and the Kingston Campus Health Centre.

Only Available online in September, January, and May: For those that want to apply for Family Opt-in and pay with Visa only, please visit the ACL Student benefits website: www.wespeakstudent.com

Dental

During each policy year the maximum coverage available per student is $500. See page 9 of Your Student Insurance Plan booklet for more details. Students can opt-out by providing proof of coverage elsewhere. The opt-outs are done on-line and the timeframes and process are the same as above for Health. All cheques will be mailed directly to the student by ACL Student Benefits. Note that the above deadlines are strictly adhered to. Dental is not available for dependents. Click here to download the Dental Claim form (pdf).

Vision

Coverage includes a maximum of $80 for lenses/frames in any consecutive 24 months. See page 10 of Your Student Insurance Plan booklet. Students can opt-out of Vision coverage without having to provide proof of coverage elsewhere. Same timeframes and process as outlined above in the Health section. Click here to download the Student Vision claim form (pdf).

Accidental Insurance

Accidental Insurance is mandatory for all College full-time students. All accidental claims (non-prescription drug claims) should be submitted on the Sickness & Accident claims form (pdf). All claims have to be submitted to the insurance company at the following address within 10 days of the date of the accident for which you are claiming:

SSQ, Life Insurance Co. Inc
Claims Dept., Suite 500
110 Sheppard Ave E
Toronto, Ontario M2N 6Y8
Toll-Free: 1-866-696-6001

Upon request by Insurer, the student shall secure further statements from his physician or surgeon as required. Claims for benefits for loss of life or dismemberment must be submitted no later than 90 days from date of loss.

Please note that a College Incident Report must also be completed for any accident that happens on College property.

Apprenticeship Student Insurance (coverage while in-class training only)

Apprenticeship students have the same Health coverage as the College’s full-time students, but only while they are doing their in-class training. Apprenticeship students are required to submit manual claim forms.

Termination Coverage

A full-time student’s insurance coverage runs from September 1 to August 31, assuming a full year’s premium is paid.

Student Insurance Premiums for 2016-2017 (all taxes included)

  • Health: $97.44/year paid in first semester
  • Dental: $64.15/year paid in first semester
  • Vision: $21.60/year paid in first semester
  • Accidental Insurance: $2.97/year paid in first semester

Family Opt-in Coverage

  • September 2016L $245.92
  • January 2017: $163.95

Questions about Student Insurance?

Contact St. Lawrence College:
Lisa Clarke
Brockville: 613-345-0660, ext. 3555
Cornwall: 613-933-6080, ext. 3555
Kingston: 613-544-5400, ext. 3555
LClarke@sl.on.ca

or

ACL Student Benefits, your Canadian Partner in Student Health Plans:
1-800-315-1108
help@wespeakstudent.com

International Student Insurance

St. Lawrence College provides a comprehensive insurance plan for international students. Details about the coverage are available at: www.guard.me/slc.

Questions about the International Student Insurance Plan can be directed to: 

Laura Caldwell
LCaldwell@sl.on.ca
613-544-5400, ext. 1883